Residential Closings

Refinance Closings

Lowering your rate or tapping your equity? We handle refinance closings quickly and accurately, with clear communication from your first call to your final signature.

Overview

Refinancing, Made Simple

A smoother way to update the loan on the home you already own.
A refinance replaces your existing mortgage with a new one, often to secure a lower interest rate, change your loan term, or convert built-up equity into cash. Unlike a purchase, there's no buyer or seller, just you and your lender, which means the closing can move faster when it's handled by a team that knows the process.

At Liberty Title, we manage the entire refinance closing: ordering the title search, clearing any outstanding liens, coordinating the payoff of your current loan, issuing the new lender's policy, and recording the documents. Where a prior owner's policy exists, we also help you take advantage of any available reissue credit to reduce your costs.

The result is a refinance that closes on time, with no surprises, and with someone keeping you informed at every step.

ALTA Certified

American Land
Title Association member

TRID Compliant

Fully compliant with
TILA-RESPA rules

Bilingual Support

Full service in English

and Spanish
How It Works

Your Refinance, Step by Step

A clear, four-step process designed to close your refinance quickly and accurately.

Order & Search

You submit your details and we open the file, ordering a full title search to confirm a clean title.

Clear & Coordinate

We resolve any liens and coordinate the pay off of your existing loan with your lender.

Sign

You sign your closing documents, in person or by convenient remote options where available.

Record & Insure

We record the new mortgage, issue the lender's policy, and your refinance is complete.

Testimonials

What Our Clients Say

Real experiences from the realtors, lenders, and homeowners we've helped close.
★★★★★

Liberty Title closed our transaction without a single problem. They knew exactly what needed to happen and made it happen.

Maria Gonzalez
Realtor, Miami
★★★★★

We've worked with them for years. Reliable, professional, and they understand our business completely.

James Mitchell
Loan Officer, Florida
★★★★★

The whole process was clear and fast. They answered every question and made us feel confident about our purchase.

Sarah Chen
Homeowner, Miami

Free Estimate

Get Your Title Insurance Estimate in Your Inbox

Enter a few details about your property and we'll send a clear title insurance estimate straight to your email. No hidden fees, no surprises.
Why Choose Us

The Liberty Title Advantage

For forty years, homeowners, lenders, and realtors have trusted us to close with care. Here's what sets us apart.

Best Turnaround Time

Full service on every transaction, with 24 to 48 hour turnaround on title commitments.

Outstanding Communication

Clear, consistent updates throughout the entire process,
so you're never left guessing.

Experience & Skill

A knowledgeable, qualified staff with the expertise to 
handle every kind of transaction.

Always Within Reach

Wherever your deal happens, we're there. Mobile notaries ready to come to you, on your schedule.

Fast Email Closings

Easy, hassle-free, and fast email closings for cash buyers.

Contract Upload Capability

Upload your contract online and we begin work on your
closing right away.

When you close with Liberty Title, you close with people who treat it like it matters.

Ready When You Are

Start Your Refinance Closing

Order title online or get a clear estimate of your costs. Our team is here to make your refinance simple, secure, and fast.

FAQ

Refinance Questions, Answered

Common questions about refinancing your title and closing.
Do I need a new owner's title policy when I refinance?
What is a reissue credit?
How long does a refinance closing take?
Why does a refinance need a title search?