Commercial Closings

REO Transactions

Bank-owned and foreclosed properties carry unique title considerations. We handle REO closings carefully so the transfer is clean, clear, and secure.

Overview

Clean Title on Bank-Owned Property

Careful handling of the title issues that follow a foreclosure.
REO stands for Real Estate Owned, meaning property that a lender has taken back through foreclosure and now owns. Buying an REO can be a great opportunity, but these properties often carry leftover title issues from the foreclosure process, such as prior liens, unpaid taxes, or gaps in the chain of title, that must be resolved before you can take clean ownership.

At Liberty Title, we handle REO closings with the extra scrutiny they require: a careful title search to surface any foreclosure-related defects, clearing prior liens and encumbrances, confirming the foreclosure was properly completed, coordinating with the selling lender or asset manager, and issuing title insurance so you're protected. We make sure the title you receive is genuinely clean.

The result is a secure REO closing and clear, insurable title to your new property.

ALTA Certified

American Land
Title Association member

TRID Compliant

Fully compliant with
TILA-RESPA rules

Bilingual Support

Full service in English

and Spanish
How It Works

Your REO Closing, Step by Step

A careful, four-step process built around the realities of foreclosed property.

Search & Review

We run a careful title search to surface any liens or defects left from the foreclosure.

Clear Defects

We resolve prior liens, unpaid taxes, and any chain-of-title gaps, confirming the foreclosure was proper.

Coordinate & Sign

We work with the selling lender or asset manager and guide you through signing.


Record & Insure

We record the deed and issue title insurance so your ownership is protected.


Testimonials

What Our Clients Say

Real experiences from the realtors, lenders, and homeowners we've helped close.
★★★★★

Liberty Title closed our transaction without a single problem. They knew exactly what needed to happen and made it happen.

Maria Gonzalez
Realtor, Miami
★★★★★

We've worked with them for years. Reliable, professional, and they understand our business completely.

James Mitchell
Loan Officer, Florida
★★★★★

The whole process was clear and fast. They answered every question and made us feel confident about our purchase.

Sarah Chen
Homeowner, Miami

Free Estimate

Get Your Title Insurance Estimate in Your Inbox

Enter a few details about your property and we'll send a clear title insurance estimate straight to your email. No hidden fees, no surprises.
Why Choose Us

The Liberty Title Advantage

For forty years, investors, businesses, and lenders have trusted us with complex commercial closings. Here's what sets us apart.

Complex Deal Expertise

We handle multi-party, high-value, and intricate commercial transactions with confidence.

Entity & Structure Savvy

LLCs, partnerships, and corporate buyers handled with the right documentation.

Lender & SBA Coordination

We work seamlessly with commercial lenders and SBA requirements.

Thorough Title & Due Diligence

Deeper title review, surveys, and lien work that commercial properties demand.

Easy Onboarding

Submit your deal online and upload your contract; we open your file and get to work right away.

Outstanding Communication

Clear, consistent updates so every party reaches the table on time.

When you close with Liberty Title, you close with people who treat it like it matters.

Ready When You Are

Start Your REO Closing

Order title online or get a clear estimate of your costs. Our team is here to handle your REO closing with care and protect your ownership.

FAQ

REO Questions, Answered

Common questions about REO and foreclosure closings.
What does REO mean?
Are there title risks with foreclosed properties?
Who is the seller in an REO transaction?
Can I get title insurance on an REO property?
What does "as-is" mean for an REO purchase?
Why does an REO closing need extra scrutiny?
How long does an REO closing take?